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Carriers We Shop for You

We're not tied to any one insurance company — so we work for you, not a carrier. That means we shop dozens of the nation's top companies side by side and bring you the plan that actually fits your doctors, your prescriptions, and your budget. Here's who we shop.

Dozensof top-rated carriers we compare
100%independent — no captive contracts
$0our help is always free to you
Watch First · Independent & On Your SideWhy We Shop Every Carrier for You

Here's something that matters more than most people realize: SRIG is a fully independent agency. We don't work for Aetna, or Humana, or any single insurance company. We work for you. That independence is the whole ballgame — because it means when we sit down together, our only job is to find your best fit out of the entire market, not to sell you whatever one company happens to pay us to push. Below is the roster of carriers we shop on your behalf.

We Shop, You Save Time

Instead of you calling ten companies, we compare them all in one sitting and bring you the short list that fits.

No Carrier Owns Us

Because we're independent, we can recommend the plan that's right for you — even if it's not the biggest name.

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Always Free to You

Carriers pay us the same regardless of which plan you choose, so our advice costs you nothing and stays unbiased.

Financially Sound Only

We focus on carriers with strong financial ratings and a track record of treating our clients right.

National Carriers

The household names — offering Medicare Advantage, Part D, Medigap, and more across the country.

Aetna · CVS Health
Advantage · Part D · Medigap · Dental/Vision/Hearing
Includes: Accendo, SilverScript, American Continental, Continental Life, Aetna Health & Life
Cigna Healthcare
Advantage · Part D · Medigap · ACA
Includes: Cigna Healthspring, American Retirement Life, Loyal American
Humana
Advantage · Part D · Medigap · Dental/Vision/Hearing
UnitedHealthcare
Advantage · Part D · Medigap · Dental/Vision/Hearing
Includes: United HealthOne
Mutual of Omaha
Medigap · Part D · Life & Final Expense
Includes: Omaha Insurance Co., United of Omaha, United World
Kaiser Permanente
Medicare Advantage
Centene · Wellcare
Advantage · Part D · ACA Marketplace
Includes: Wellcare, Ambetter, Allwell
Anthem
Advantage · Medigap · ACA
Includes: Anthem/Wellpoint, Amerigroup, Empire, Healthy Blue, HealthKeepers

Blue Cross Blue Shield Plans

The Blues operate as independent, state-based companies. We work with plans across our licensed footprint.

Florida Blue
BCBS Arizona
BCBS Michigan
BCBS Oklahoma
BCBS South Carolina
BCBS Tennessee
BCBS Illinois · Montana · Texas

Medicare Advantage & Managed Care

Regional and specialty plans that round out Advantage and coordinated-care options.

Molina Healthcare
CareSource
Zing Health
Imperial Health Plan
Priority Health
Medica
Ascension

Medicare Supplement, Final Expense & Life

Specialists in Medigap, final expense, and life coverage — including strong companies you may not see on TV.

Ameritas
American Amicable
American General Life
Bankers Fidelity
Gerber Life
Government Personnel Mutual
Guarantee Trust Life
Heartland National
Manhattan Life
Medico · Wellabe
National General
New Era Life
Philadelphia American Life
Prosperity Life
SBLI
United American
United National Life (UNL)
Western United Life
Don't recognize a name? That's often a good sign. Many of the strongest Medigap carriers stay small on purpose — instead of spending millions on Super Bowl ads, they reinvest in competitive rates and service. We know which ones deliver.

Marketplace, Travel & Regional

Under-65 ACA coverage, international/travel medical, and regional options.

Ambetter (ACA)
Cigna ACA
CareSource ACA & MAPD
International Medical Group (Travel)
MaineHealth
Antidote
Miramar
Note for review: please confirm the final two regional entries (Antidote, Miramar) are active appointments before this page goes live — they're included here from the master list and can be removed in seconds if needed.
SRIG take: a long list of carriers is only worth something if someone knows how to use it. The magic isn't in how many companies we represent — it's in matching the right one to your exact doctors, drugs, and budget. That's the work we do for you, free, every single time.

Let us shop them all for you.

Book a free Blueprint call and we'll compare the carriers that serve your area side by side — and find your best fit.

Book Your Free Call →
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Common Questions

Which insurance company is the best?
There's no single best company — only the best fit for your situation and your area. The right carrier for your neighbor may be wrong for you, because it comes down to your specific doctors, prescriptions, and budget. That's exactly why shopping multiple carriers matters.
Is SRIG really independent?
Yes. We're not captive to any one carrier. We represent many companies and work for you, which lets us recommend the plan that fits you best rather than one we're pressured to sell. Our tagline says it: created by our family, for yours.
Does using a broker cost me more?
No. Your plan costs the same whether you enroll through us or directly with the carrier — prices are set and regulated. Carriers compensate us similarly across plans, so our guidance is free to you and stays unbiased.
I liked a company from my job — should I use them for Medicare?
Maybe, but not automatically. The Medicare division and the employer-group division of an insurance company are often run as completely separate businesses. A great employer plan doesn't guarantee a great Medicare plan, so it's still worth comparing.
Do you represent every insurance company?
No — no broker does. We represent a strong roster of financially sound carriers, but not every company in existence. For a complete list of every plan in your area, you can always contact Medicare.gov or call 1-800-MEDICARE.

Your Next Step

The carrier list is the toolbox. The value is in choosing the right tool for you:

  • See which of these carriers actually serve your area.
  • We match plans to your doctors and prescriptions.
  • Book a Blueprint call — we'll shop them all, free.

Your blueprint is waiting. Let's build it together.

Sterling River Insurance Group. Medicare, Retirement, Social Security, and Family Planning — the complex made simple. Created by our family, for yours.

"Your Blueprint for Medicare, Retirement & Family Planning"

Sterling River Insurance Group (SRIG). This website is not connected with or endorsed by the U.S. government or the federal Medicare program. The purpose of this site is the solicitation of insurance. We do not offer every plan available in your area. Currently we represent 48 organizations which offer 3,898 products. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Assistance Program (SHIP) to get information on all of your options. Licensed in all 50 states. NPN 21032524.