Agreement to These Terms
These Terms of Use ("Terms") govern your access to and use of SRIGBenefits.com (the "Site"), operated by Sterling River Insurance Group ("SRIG," "we," "us," or "our"), an independent insurance agency serving clients in all fifty states. By using the Site, registering for a workshop, or submitting information through the Site, you agree to these Terms. If you do not agree, please do not use the Site.
Educational Content — Not Advice
The content on this Site — including articles, videos, workshops, calculators, and guides — is provided for general educational purposes only. It is not legal, tax, financial, or medical advice, and it is not a recommendation to purchase any specific insurance product. Medicare rules, premiums, deductibles, and plan availability change over time and vary by location and individual circumstances. Always confirm current figures with Medicare.gov, 1-800-MEDICARE, the Social Security Administration, or a licensed professional before making decisions.
Not Affiliated with the Government
This Site is not connected with or endorsed by the United States government or the federal Medicare program. The purpose of this Site includes the solicitation of insurance, and a licensed insurance agent may contact you if you request it.
Plan Availability
We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options. Product availability, premiums, and benefits vary by state and are subject to change and to carrier underwriting requirements.
No Client Relationship by Site Use Alone
Using the Site, watching a workshop, or reading our content does not create an agent-client relationship or bind any coverage. Insurance coverage can only be obtained through a completed application accepted by an insurance carrier. Coverage terms are governed solely by the policy documents issued by the carrier.
Use of Calculators & Tools
Any calculators or interactive tools on the Site produce estimates based on the information you enter and general program rules. Results are illustrations only, may not reflect your actual costs or eligibility, and should be verified with official sources before acting on them.
Acceptable Use
You agree not to:
- Use the Site for any unlawful purpose or in violation of these Terms
- Attempt to gain unauthorized access to the Site, its servers, or connected systems
- Copy, scrape, or republish Site content at scale or for commercial purposes without our written permission
- Submit false or misleading information through our forms
- Interfere with the Site's operation or other users' access
Intellectual Property
The Site and its content — including text, graphics, logos, videos, workshop materials, and the SRIG Benefits and SRIG Retirement Blueprint Academy names and marks — are owned by Sterling River Insurance Group or used with permission, and are protected by copyright and trademark law. You may view and print content for personal, non-commercial use. Any other use requires our prior written consent.
Third-Party Content & Links
The Site may contain links to third-party websites and embedded third-party content (such as YouTube videos and scheduling tools). We do not control and are not responsible for third-party sites, their content, or their practices. Links are provided for convenience and do not imply endorsement.
Testimonials
Testimonials on the Site reflect individual experiences of actual clients, shared with permission. They are not a guarantee of any particular result, savings, or plan availability, and your experience may differ.
Disclaimer of Warranties
The Site and its content are provided "as is" and "as available" without warranties of any kind, express or implied, including warranties of accuracy, completeness, merchantability, fitness for a particular purpose, or non-infringement. While we work to keep content current and accurate, we do not warrant that the Site will be uninterrupted, error-free, or free of harmful components.
Limitation of Liability
To the fullest extent permitted by law, Sterling River Insurance Group and its owners, employees, and agents will not be liable for any indirect, incidental, special, consequential, or punitive damages, or for any loss of profits or data, arising out of or related to your use of the Site or reliance on its content, even if advised of the possibility of such damages. Nothing in these Terms limits liability that cannot be limited under applicable law.
Indemnification
You agree to indemnify and hold harmless Sterling River Insurance Group from claims, damages, and expenses (including reasonable attorneys' fees) arising from your violation of these Terms or misuse of the Site.
Governing Law
These Terms are governed by the laws of the State of South Carolina, without regard to conflict-of-law principles. Any dispute arising from these Terms or the Site will be brought in the state or federal courts located in South Carolina, and you consent to their jurisdiction.
Changes to These Terms
We may update these Terms from time to time. The "Effective Date" above reflects the latest revision. Continued use of the Site after changes are posted constitutes acceptance of the updated Terms.
Contact Us
Sterling River Insurance Group
Phone: 888-371-7744
Email: [email protected]
Website: SRIGBenefits.com